Disclaimer
Hey, its Fred here.
One of my goals here at Smart Living Scientist is to be as transparent as possible. One of the reasons why I started SLS is because I feel there is a lack of transparency out there. With that in mind, I wanted to disclose that I am not a Certified Financial Advisor or anything like that. I am a Chemist by profession and my goal with this blog is to show and share with you all of the resources, strategies, methods, tools and experiences I use to improve my finances in an effort to get closer to living my dream life. I will also do my best to help you improve yours so you can also do the same. Please note that personal finances is only one component, although a big one, of being able to live your dream life. The other big component is your physical and mental health, as well as things that are beyond the control of personal finances.
I also would like to mention that I am not close to living my dream life but the the techniques and strategies I have been using and sharing with you have put me on the right track and I am now much more ahead financially than I would have been. My hope is that you will be too. This takes time and is not a get rich quick strategy, which I do not promote here on this blog.
The information, services and products I provide are with the understanding that neither the author, seller, nor publisher is engaged in rendering any legal, business or financial advice. The views and opinions expressed are solely mine. Although I make strong efforts to make sure our information is accurate, I cannot guarantee that all the information on this website and or blog is always correct, complete, or up-to-date.
With all that said, below are a few additional disclaimers.
Earnings Disclaimer
Here in my blog I share my experiences, strategies, tools and resources I personally use that have improved my own personal finances. However, it is NOT GUARANTEED that you will see the same results. I do not promote get rich quick mindsets and schemes. The results you see are due to the time and effort I put in, and habits I developed to make everything work. Your results will solely depend on you and the time and energy you put in.
Being able to live your dream life requires constant and consistent effort, and takes a lot of energy and time. Your dream life can also change as you progress through life and in order to keep living that dream life you will need to continue to employ these techniques and strategies. You must continually devote yourself to this effort and evolve your approach over time.
I cannot guarantee your success nor my own in the future. I THEREFORE AM NOT RESPONSIBLE FOR ANY FINANCIAL DECISIONS YOU MAKE. IT IS YOUR SOLE RESPONSIBILITY TO DISCUSS AND CONSULT WITH A QUALIFIED PROFESSIONAL BEFORE EMPLOYING THE STRATEGIES AND TECHNIQUES COVERED ON THIS WEBSITE.
Affiliate Disclaimer
Certain products and links to products I provide on this website are affiliate links where I do earn a commission for any purchases you make. Making purchases through these links will be at no additional cost to you.
SmartLivingScientist.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program of Amazon.com.
Credit Card Disclaimer
I provide a lot information on credit cards and recommendations based on the cards that I personally use. I make every effort to maintain accurate information for credit cards and application. However, the information may not always be correct, complete, or up-to-date. Please visit the credit card bank or issuer website and web pages to confirm the information.
Opinions expressed here are mine alone, not those of any bank or issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Since I talk a lot about using credit cards and how to take advantage of them, I must mention the ramifications of using them incorrectly. While I will do my best to help you develop good credit card habits and avoid getting in debt and hurting your credit, I CANNOT GUARANTEE NOR CONTROL THE RESULTS YOU HAVE WITH THE CREDIT CARDS. I THEREFORE AM NOT RESPONSIBLE FOR ANY DECISIONS YOU MAKE WITH CREDIT CARDS. IT IS YOUR RESPONSIBILITY TO PRACTICE GOOD CREDIT CARD HABITS TO MAINTAIN GOOD CREDIT AND AVOID GETTING INTO CREDIT CARD DEBT.
Contact Me
If you have any questions regarding the above, please contact me here or by visiting this page on my website:
Want to become a personal finance scientist and get the latest research?
Join the SLS Community
Our emails are full of valuable and essential content specifically tailored to you to help you find the right personal finance formula.